Property Coverage and Liability
Our team is experienced in policy coverage disputes, including property damage and business interruption, construction all risks, employers liability, public liability, travel and personal accident insurance. On liability, we handle the defence of a wide range of public and products liability claims.
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On coverage, we were materially involved in the evolution of the Law Commissions' reform on Insurance Contract Law, culminating in the Insurance Act 2015 and the Consumer Insurance (Disclosure and Representations) Act 2012. We are skilled in advising on a broad spectrum of coverage issues, from fair presentation of the risk to breaches of warranties and conditions, fraud and damages for late payment.
We have significant experience in handling our clients' full portfolio of liability claims, from attritional volume through to complex, high value and high profile matters. Recent examples include the Grenfell Tower fire incident and the London 2011 riots.
Our focus is always on giving advice that is commercial, cost effective and that aligns with our clients' approach to customer care. The team is experienced in finding innovative and commercial solutions for our clients.
Featured experience
- On the morning of the tragic fire we were instructed on behalf of Rydon Maintenance Ltd (RML) the Design and Build contractor retained by the local authority to undertake the refurbishment of Grenfell Tower. A Public Inquiry into the fire was announced the following day and RML was subsequently designated a core participant in the Inquiry. We continue to advise RML throughout the Inquiry as well as in respect of all parallel civil and regulatory proceedings.
- We represented London market insurers in successfully arguing that a recovery claim could be brought against a sub-contractor engaged on a remedial project on a south-east London school that burned down during the works, where a project policy taken out purported to extend to 'sub-contractors of any tier'.
Related services
Construction and Engineering Disputes
Our dedicated property, construction and engineering insurance team is recognised as a leading market practice.
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Property Coverage and Liability
Our team is experienced across the full spectrum of insurance coverage and public liability work.
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Property Fraud
Our dedicated property fraud team supports you by identifying and defending fraudulent claims.
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Subrogated Recoveries
Our property insurance team has the deep-seated expertise to advise on any issue across this sector.
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Renewables
Our renewable energy experts understand the challenges facing those operating in this evolving industry and regularly advise on related highly complex insurance claims.
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Subsidence
Our insurance property experts have deep-seated expertise in subsidence issues in the sector.
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Third Party Property Damage
Our insurance property experts have unrivalled expertise in the sector and can support you across a wide range of claims.
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What our clients say
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”The team has a good grip on strategy and attention to detail.
Chambers 2023
Property Coverage and Liability key contacts
Who we are
Why choose DAC Beachcroft?
We’re a broad-based commercial firm serving a wide range of sectors with a strong heritage in insurance,
health and real estate. We combine excellent legal skills and cutting-edge delivery expertise to design
solutions that fit the needs of our clients – often involving clever uses of technology.
Insurance
DAC Beachcroft is recognised as a pre-eminent advisor to the insurance market, and we place a strong emphasis on the long-term relationships we build with you so that we can really add value to your business.
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Health and Social Care
DAC Beachcroft is regarded as market leaders in the provision of corporate, commercial and regulatory legal advice to healthcare providers.
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Real Estate
With 170 lawyers we are one of the largest Real Estate legal teams in the UK. Our extensive network gives us national, regional and local knowledge and access.
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Financial Services
We regularly advise product designers and manufacturers, trade bodies, and retailers, distributors and venture capitalists looking to invest in the financial services sector.
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Technology
As long-standing and trusted advisers in the technology sector, we deliver pragmatic and innovative solutions that empower you to make informed decisions about how best to maximise your success.
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Industry Specialisms
We combine our in-depth sector knowledge with astute commercial awareness and global reach.
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