Services
Contacts
"The team is always quick to respond and available to discuss matters that arise at short notice."
Chambers and Partners UK, 2026, Banking & Finance
Banking, Restructuring and Insolvency
The financial sector requires precise, commercially grounded legal support. Our banking, restructuring, and insolvency lawyers work seamlessly to help you navigate complexity across domestic and international markets. We provide clear, pragmatic guidance across the full spectrum of financial risk and opportunity.
Overview
Our multidisciplinary team supports lenders, borrowers, financial investors, insolvency practitioners, and corporate boards across all stages of the credit and business lifecycle. We advise on financial structuring, debt raising, enforcement, governance, and complex restructuring situations. Our approach is solution‑driven and highly responsive, ensuring you receive practical advice tailored to your evolving financial pressures.
Banking and Finance
Our banking and finance lawyers advise across the spectrum of debt finance transactions including real estate finance, acquisition finance, structured finance and growth capital. We support both traditional and alternative lenders, investors and borrowers on complex loan transactions, drawing on specialist sector teams including real estate, corporate, technology, insurance, and health.
Restructuring and Insolvency
Our restructuring lawyers and insolvency lawyers guide clients through a wide range of stressed and distressed situations, from contingency planning, governance responsibilities, multi‑stakeholder negotiations, schemes of arrangement, and restructuring plans. We also advise on enforcement strategies covering secured and unsecured lending, as well as loan recovery models aligned with commercial objectives.
We support:
- Corporate restructuring and reorganisations
- Distressed M&A, debt sales, and equity transactions
- Creditor management and debt recovery, including international asset tracing
- Rescue funding, liquidity improvement, and portfolio simplification
- Governance and directors’ duties in financially distressed environments
Cross‑sector and international capability
Our work spans sectors – including financial services, real estate, and healthcare – with experience advising on multi‑jurisdictional lending and restructurings transactions. We regularly support clients whose operations, governance structures, or financing arrangements extend across borders.
Featured experience
Multi-jurisdiction restructuring
Advising Petrofac Limited on rights and obligations during a multi‑jurisdiction, multi‑creditor restructuring following the Court of Appeal’s rejection of the company’s initial plan
Financial restructuring
Supporting Thames Water’s board throughout a complex multi‑stakeholder financial restructuring, including contingency planning
Debt financing
Advising Viaro Energy Limited on the £250,000,000 UK takeover code compliant debt financing of its takeover of RockRose Energy plc
Redress schemes
Acting as investor advocate
Distressed transactions
Advising on distressed transactions, including acquisitions executed through pre‑packaged administrations across manufacturing, construction, digital services, and retail
Related services
Financial Services
We regularly advise product designers and manufacturers, trade bodies, and retailers, distributors and venture capitalists looking to invest in the financial services sector.
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Asset and Fund Managers
We provide legal support to asset managers on all aspects of conduct of business and regulatory risk.
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Wealth Managers and Financial Advisers
We are the market leading law firm for services to financial advisers/wealth managers and networks.
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FinTech
Our legal expertise in FinTech and all its essential component parts – payment, blockchain, wealth management, InsurTech and RegTech – provides competitive advantage for you through our deep understanding of the sector.
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Banking and Debt Finance
We provide responsive, commercially focused and directional advice across domestic and cross-border financing transactions. Our banking and finance lawyers support borrowers, lenders, investors and corporates, helping you navigate complex loan structures and secure terms that align with your strategic objectives.
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Restructuring and Insolvency
Our team offers a national and cross-border service to lenders, investors and other stakeholders on complex restructurings and insolvencies.
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Banking and Finance Disputes
We specialise in handling complex, domestic and international financial disputes, advising banks, financial institutions and financial professionals across a wide spectrum of claims.
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Banking, Restructuring and Insolvency key contacts
Who we are
Why choose DAC Beachcroft?
We’re a broad-based commercial firm serving a wide range of sectors with a strong heritage in insurance,
health and real estate. We combine excellent legal skills and cutting-edge delivery expertise to design
solutions that fit the needs of our clients – often involving clever uses of technology.
Insurance
DAC Beachcroft is recognised as a pre-eminent advisor to the insurance market, and we place a strong emphasis on the long-term relationships we build with you so that we can really add value to your business.
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Health and Social Care
DAC Beachcroft is regarded as market leaders in the provision of corporate, commercial and regulatory legal advice to healthcare providers.
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Real Estate
Our real estate lawyers support you through the full real estate development cycle, from acquisition to disposal. Working with clients in the private and public sectors, we deliver clear, practical advice that aligns with your commercial priorities and long‑term strategy.
Learn moreFinancial Services
We regularly advise product designers and manufacturers, trade bodies, and retailers, distributors and venture capitalists looking to invest in the financial services sector.
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Technology
As long-standing and trusted advisers in the technology sector, we deliver pragmatic and innovative solutions that empower you to make informed decisions about how best to maximise your success.
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Industry Specialisms
We combine our in-depth sector knowledge with astute commercial awareness and global reach.
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