Banking, Restructuring and Insolvency

The financial sector requires precise, commercially grounded legal support. Our banking, restructuring, and insolvency lawyers work seamlessly to help you navigate complexity across domestic and international markets. We provide clear, pragmatic guidance across the full spectrum of financial risk and opportunity.

Overview

Our multidisciplinary team supports lenders, borrowers, financial investors, insolvency practitioners, and corporate boards across all stages of the credit and business lifecycle. We advise on financial structuring, debt raising, enforcement, governance, and complex restructuring situations. Our approach is solution‑driven and highly responsive, ensuring you receive practical advice tailored to your evolving financial pressures.

Banking and Finance

Our banking and finance lawyers advise across the spectrum of debt finance transactions including real estate finance, acquisition finance, structured finance and growth capital. We support both traditional and alternative lenders, investors and borrowers on complex loan transactions, drawing on specialist sector teams including real estate, corporate, technology, insurance, and health.

Restructuring and Insolvency

Our restructuring lawyers and insolvency lawyers guide clients through a wide range of stressed and distressed situations, from contingency planning, governance responsibilities, multi‑stakeholder negotiations, schemes of arrangement, and restructuring plans. We also advise on enforcement strategies covering secured and unsecured lending, as well as loan recovery models aligned with commercial objectives.

We support:

  • Corporate restructuring and reorganisations
  • Distressed M&A, debt sales, and equity transactions
  • Creditor management and debt recovery, including international asset tracing
  • Rescue funding, liquidity improvement, and portfolio simplification
  • Governance and directors’ duties in financially distressed environments

Cross‑sector and international capability

Our work spans sectors – including financial services, real estate, and healthcare – with experience advising on multi‑jurisdictional lending and restructurings transactions. We regularly support clients whose operations, governance structures, or financing arrangements extend across borders.

Featured experience

Multi-jurisdiction restructuring

Advising Petrofac Limited on rights and obligations during a multi‑jurisdiction, multi‑creditor restructuring following the Court of Appeal’s rejection of the company’s initial plan

Financial restructuring

Supporting Thames Water’s board throughout a complex multi‑stakeholder financial restructuring, including contingency planning

Debt financing

Advising Viaro Energy Limited on the £250,000,000 UK takeover code compliant debt financing of its takeover of RockRose Energy plc

Redress schemes

Acting as investor advocate

Distressed transactions

Advising on distressed transactions, including acquisitions executed through pre‑packaged administrations across manufacturing, construction, digital services, and retail

Banking, Restructuring and Insolvency key contacts

Quiénes somos

¿Por qué elegir DAC Beachcroft?

Somos un bufete comercial de amplia base que presta servicios a una gran variedad de sectores, con una sólida herencia en seguros,
salud e inmobiliario. Combinamos excelentes conocimientos jurídicos y experiencia de vanguardia para diseñar soluciones en
que se adapten a las necesidades de nuestros clientes, a menudo con un uso inteligente de la tecnología.